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Information Library

The informative links below will provide you with further information to assist with your decisions regarding your next steps to becoming debt free. We recommend you seek financial advice from an FCA registered advisor or regulated debt advisor.

IVA Information

Is this the next mis-selling scandal? Thousands may have been mis-sold IVAs by debt firms

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Source : The Sun (UK)

IVA Or DRO?

Should I end my IVA and change to a DRO?

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Source : Debt Camel

IVA Information

IVAs: Britain's next misselling scandal?

​Individual voluntary arrangements (IVAs) can write off your debt in five years at pennies to the pound.

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Source : Joe Cook (Freelance Journalist)

IVA Or DRO?

Which is better a DRO or an IVA? There is a very simple answer!

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Source : Debt Camel

IVA Real World Stories

‘I tried to cut my debt but was charged £3,000 in fees’

Woman’s case highlights ‘wild west’ sector when more people are struggling with bills

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Source : The Guardian (UK)

IVA Real World Stories

Predatory businesses profit off personal debts

A murky world of middlemen is pushing people towards IVAs, a debt solution that can leave some worse off

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Source : TBIJ

Government Advice On DRO's

UK government guidance on how and where to apply for a DRO.

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Source : UK Government

Wellbeing & Debt

People with mental health problems are three times as likely to be in financial difficulty.

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Source : Money Wellness

Wellbeing & Debt

We are the leading expert charity for people with serious conditions like schizophrenia and bipolar disorder. We offer practical help guided by what works.

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Source : Rethink

General Podcasts

Podcasts from around the internet to help you understand your debt and options more easily

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Source : Various

IVA Misselling - FCA Acts

Regulators are at last deciding to tackle this problem. 

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Source : Debt Camel

IVA Information

More than a third of IVAs fail – and this may get worse

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Source : Debt Camel

Finance

The Debt Respite Scheme (Breathing Space) will give someone in problem debt the right to legal protections from their creditors.

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Source : UK Govenment

DRO Information

The new DRO hubs start in February – how will they work?

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Source : Debt Camel

IVA Information

‘We know where you’re getting your profits from’, says Labour MP to companies mis-selling debt plans'

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Source : Channel 4 (UK)

IVA Real World Stories

'I feel manipulated’: The 'debt help' ads targeting struggling mums​​

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Source : BBC

IVA Real World Stories

Panorama: Debt trap. Who is cashing in?

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Source BBC (Panorama)

DRO Debt Freedom

An individuals story on their road to debt freedom via a DRO.

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Source : BBC

Wellbeing & Debt

Everyone deserves
good mental health

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Source : Mental Health Foundation

Wellbeing & Debt

Whatever you're going through, a Samaritan will face it with you. We're here 24 hours a day, 365 days a year.

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Source : The Samaritans

Money Saving Expert Podcasts

Podcasts from the UK's leading money saving expert.

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Source : Money Saving Expert
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